What concierge medicine costs in Charlotte.

In my practice the membership is $600 a month solo and $1,000 a month for a couple, month to month, with no enrollment fee. Paid annually it is $6,000 solo and $10,000 for a couple, which is ten months for twelve. Everything else in the practice is billed at my actual cost with the invoice visible: labs, medications, and imaging when your risk warrants it. I make $0 markup on anything I order. Concierge fees across the Charlotte market vary widely, and most programs charge an annual fee while still requiring you to carry and use insurance for the visits themselves.

No. Many concierge practices charge an initiation fee on top of the annual membership. Mine does not. You start month to month, and if you want the annual rate it is ten months for twelve.

24/7 direct text to me, unlimited virtual visits, same-day and next-day appointments, house-call sick visits across the Charlotte metro, your annual well visit at home, home medical acupuncture, prescription management, and the longevity program built in. Labs and medications are at my cost rather than included, which is a distinction worth being precise about: you pay what I pay, and you see the invoice.

Testing is billed at my actual cost. For a sense of scale, the same panels sold à la carte to non-members run $197 to $799, and that price is the lab work plus a $10 Quest draw fee, a $9.50 authorization fee, and a $97 physician interpretation. Members pay none of the interpretation fee, because reading your data is what the membership is. When you go deeper into the longevity work, we scope it together on a call: labs at cost, and my fee for the work stated plainly before anything is ordered.

Yes for the medical services and the testing, and I provide itemized superbills so you can submit for HSA/FSA reimbursement and for any out-of-network benefits your plan offers. Membership fees themselves are generally not HSA-eligible. Your plan administrator is the authority on what your specific account will accept.

Yes, and you should keep it. This is not insurance and it does not replace it. You keep your plan for hospitals, surgery, emergencies, and specialists. What the membership replaces is the fifteen-minute visit and the three-day portal reply.

Because the moment I make money on what I order, you can no longer be sure why I ordered it. Every lab is billed at my actual cost with the invoice visible, supplements go through Fullscript at the maximum physician discount with no margin built in, and I do not bundle five-figure whole-body scans the way many longevity memberships do. The fee for my time is the whole business model, which is exactly how I want it.

It is month to month. Quit anytime after the starting quarter: a refund minus testing costs and my time pro-rated, no questions asked except one, which is what I could have done better.